Audit and consulting

Kwock & Company CPAs

Professional audit and consulting services, specializing in credit unions while also serving businesses and other organizations.

See what we do

About the firm

Careful work.
Clear communication.

Kwock & Company CPAs specializes in audit and consulting services for credit unions, supported by careful analysis and clear communication.

Our team understands the financial, operational, and regulatory environment credit unions navigate. We also bring that experience to businesses and other organizations.

A bright, orderly professional workspace

What we do

Focused expertise for important work.

We help credit unions and other organizations strengthen oversight, evaluate risk, and approach complex decisions with greater clarity.

01 / Audit

Audit

Independent assurance supported by thorough preparation, disciplined review, and direct communication.

External audits

An independent review of your financial statements.

Internal audits

A review of the processes and controls inside your organization.

Fraud audits

A focused review when fraud or unusual activity may be present.

BSA / OFAC audits

A review of procedures designed to prevent money laundering and prohibited transactions.

Internal controls

A review of safeguards that help protect assets and reduce errors.

02 / Consulting

Consulting

Practical perspective for organizations navigating operational, financial, regulatory, and strategic questions.

Risk assessment

Identifies important risks and where attention may be needed.

Cybersecurity

Reviews how your organization protects its systems and information.

Mergers

Provides financial and operational support during a merger.

ALLL validation

Checks whether the allowance for loan losses is reasonable.

Risk-based pricing validation

Checks whether pricing methods reflect the level of risk.

Internal audits

A review of the processes and controls inside your organization.

BSA / OFAC audits

A review of procedures designed to prevent money laundering and prohibited transactions.

AI Solutions for Credit Union Controls and Reviews

We help credit unions implement practical AI tools to strengthen internal controls, streamline reviews, and improve ongoing monitoring. Our services include identifying suitable uses for AI, designing review procedures, assisting with implementation, and training staff. Applications may include reviewing loan, file maintenance, and account documentation, identifying exceptions, and monitoring compliance with internal policies. Throughout implementation, we emphasize data confidentiality, reliable results, and appropriate human oversight to support management’s judgment and accountability.